Loans

Consumer Loans*

Unsecured Personal Loans

  • Unsecured Personal Loans available up to $15,000 for qualified applicants
  • Overdraft Protection Line of Credit available up to $2,500 for qualified applicants
  • Holiday and Vacation Loans   

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Overdraft Protection Line of Credit

(Reserve Credit)

  • An overdraft line of credit is a loan attached to your checking account. This line of credit provides a safety net for times when checking account funds are not available. Rather than bounce a check and be charged an insufficient funds fee, the overdraft line of credit is accessed and funds are transferred to cover the amount of the check. Interest is charged on the amount used.

Holiday/Vacation Loans

  • Holiday Loans: Available from November 1 through March 31
  • Vacation Loans: Available from April 1 through October 31
  • Holiday/Vacation Loans available up to $15,000 for qualified applicants
  • Flexible repayment schedules: weekly, bi-weekly, monthly
  • Rate is fixed for term of the loan

Credit Builder Loan 

  • Assist QCU Members with establishing or improving their existing Credit Score
  • Fully secured loan, where proceeds of the loan will be deposited into a share savings account with a declining balance hold until the loan is paid off in full.
  • Rate is fixed for the term of the loan.
  • Members are encouraged to take advantage of Balance Financial Fitness program and pick up a copy of "Using Credit Wisely" informational brochure.

*In accordance with QCU underwriting guidelines. Rate, term and approval amount based on credit worthiness. Speak to a Loan Representative for more information. 

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Membership eligibility requirements apply. Quincy Credit union is pleased to offer financial products and services to people who live or work in Norfolk, Plymouth counties and Dorchester. A $5.00 Primary Share Account is required for Membership. Click here for additional membership information.

 

Quincy Credit Union 100 Quincy Avenue Quincy, MA 02169 Email Phone: (617) 479-5558 Fax: (617) 479-1209
519 Columbian Street Weymouth, MA 02190 Email Phone: (781) 340-7117 Fax: (781) 340-7199 Toll Free: (866) 479-5558

QCU offers financial products and services to individuals who live or work in Norfolk and Plymouth Counties and Dorchester, as well as their families. A $5.00 Primary Share Account is required for Membership. Quincy Credit Union NMLS ID # 407326.
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