Loans

Consumer Loans*

Unsecured Personal Loans

• Unsecured Personal Loans available up to $15,000 for qualified applicants
• Overdraft Protection available up to $2,500 for qualified applicants
• Holiday and Vacation Loans   
• Complimentary Loan Protection Life Insurance on loan balances up to $15,000 for eligible borrowers

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Secured Personal Loans

• Share or Certificate Secured Loans allow you to borrow up to 95% of your Share Balance (face value of Certificate balance)
• Rates are slightly higher than Share or Certificate dividend rates

Holiday/Vacation Loans

• Holiday Loans: Available from November 1st through March 31st
• Vacation Loans: Available from April 1st through October 31st
• Holiday/Vacation Loans available up to $15,000 for qualified applicants
• Flexible repayment schedules: weekly, bi-weekly, monthly
• Rate is fixed for term of the loan
• Complimentary Loan Protection Life Insurance on loan balances up to $15,000 for eligible borrowers.

* In accordance with QCU underwriting guidelines. Rate, term and approval amount based on credit worthiness. Speak to a Loan Representative for more information. 

Membership eligibility requirements apply. Quincy Credit union is pleased to offer financial products and services to people who live or work in Norfolk, Plymouth counties and Dorchester. A $5.00 Primary Share Account is required for Membership. Click here for additional membership information.