Loans
VISA Classic Credit Card*
- Earn up to 1% Annual Rebate on purchases. Rewards are automatic - no need to enroll. Each month, view your statement to track your rewards. The more you use your card, the greater the rewards. Annual rebate rewards electronically disbursed to Primary Share Savings Account in December. (All dividends/reward amounts subject to IRS regulations)
- No Annual Fee
- Up to $15,000 credit limit for qualified applicants
- Minimum monthly payment amount 2% of balance (principal and interest)
- 1% interest rate discount with auto payment
- Low Rate APR ( See Rates)
- 25-day grace period on purchases
- "Verified by VISA" Participant. Make your online credit card shopping convenient and secure
- Rental Car Benefit and Travel Reimbursements
- E-statements available
- Online Access via Q-Net Home Banking
- Most loans can be processed within 24 hours with fast, personal and confidential service
*In accordance with QCU underwriting guidelines. Rate, term and approval amount based on credit worthiness. Speak to a Loan Representative for more information.
Membership eligibility requirements apply. Quincy Credit union is pleased to offer financial products and services to people who live or work in Norfolk, Plymouth counties and Dorchester. A $5.00 Primary Share Account is required for Membership. Click here for additional membership information.
Credit And Debit Restricted Use Statement:
For our Members protection against identity theft and fraud, QCU credit and debit card use is restricted in several countries and U.S. States.
Please contact the credit union prior to travel to ensure card access while away. Click here for a complete listing.
To provide further fraud protection, credit and debit card purchases at gasoline stations, whether automated or attended, will be limited to four in a 24 hour period, and all purchases made in person at drug stores and pharmacies outside Massachusetts will be restricted to no more than $250.00 a day. Please contact the credit union 617-479-5558 if you require assistance.
Lost and Stolen Debit Card/ATM Cards: 1-800-528-2273 International: 1-812-647-9794
Lost and Stolen Credit Card: 1-866-853-1294
