Youth Services

Take a Smart First Step on the Path to Financial Independence!

Student Advantage

Designed for students ages 15-25*. Learn about budgeting, smart saving habits and handling credit wisely. Student Advantage Products and Services will grow with younger Members, guiding them through the various stages of their financial careers.

  • Student Advantage Primary Share Savings Account
  • Student Advantage Totally Free Checking Account and Visa® Debit Card with unlimited ATM usage**
  • Student Advantage Visa® Credit Card-low interest, manageable credit limits and annual cash rewards!
  • Mobile Banking and SMS Text Banking
  • Student Advantage Newsletters "C-Note" to stay educated on financial matters of concern to students.
  • On-line financial tools and activities at Googolplex- Click here to learn more
  • Annual College Scholarship
  • Free "Guide to Money" Resource Booklet

*At age 26, Student Advantage Totally Free Checking Account will be converted to a Totally Free Checking Account. At which time, ATM fees of $1.00 each will be assessed for foreign ATM transactions over 8 per month.

**When you use an ATM not owned by QCU, you may be charged a fee by the ATM owner or network. Please look for a SUM® ATM.

Click here for SUM ATM Locations.    


First-time Auto Buyers Program

Driving your parents crazy about a new car? Show them you're ready for the responsibility with a First-time Auto Buyers Loan from QCU, designed for Members ages 18-21.

  • Prepare for the financial road ahead by participating in an online tutorial, "Drive Away Happy" Receive a special gift for completed tutorials
  • Learn how Credit Scores and Credit History impact lending decisions and can mean a better interest rate
  • Financing can be arranged through QCU's Loan Department**
  • Parents and Students receive personal assistance throughout the application process
  • Peace of mind for parents knowing their child is well informed about the financial obligations that come with owning their first car

**Subject to QCU's underwriting standards



Quincy Credit Union 100 Quincy Avenue Quincy, MA 02169 Email Phone: (617) 479-5558 Fax: (617) 479-1209
519 Columbian Street Weymouth, MA 02190 Email Phone: (781) 340-7117 Fax: (781) 340-7199 Toll Free: (866) 479-5558

QCU offers financial products and services to individuals who live or work in Norfolk and Plymouth Counties and Dorchester, as well as their families. A $5.00 Primary Share Account is required for Membership. Quincy Credit Union NMLS ID # 407326.