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Checking Accounts

Totally Free Checking Account and NOW Accounts

Totally Free* Checking Account

  • No minimum balance or maintenance service charge
  • Non-interest bearing

    *account misuse fee may apply.


NOW Checking Account

  • Low minimum daily balance required to waive maintenance service charge
  • Interest bearing account


Checking Accounts

Everfi Checking Module


Additional Checking Account Advantages

  • Unlimited check writing privileges
  • Free "basic" check designs
  • Manage  your account online or via mobile app
  • VISA® Debit Card/ATM access
  • Q-Net Internet Banking with Free Online Bill Pay
  • Free E-Statements
  • Overdraft Protection Line Of Credit*
  • Overdraft Transfer from Savings Accounts (3 free per month-refer to schedule of fees)
  • DeposZip and DeposZip Mobile  Enjoy the convenience of using your pc or mobile device to deposit checks online
  • QCU Money Management- Free, online budgeting tool


Debit Purchase Rewards

  • Members can earn Debit Purchase Rewards when they shop using their QCU VISA Debit Card. Debit Purchase Rewards are available to Members who have a QCU Checking Account with Debit Card access and Q-Net Internet Banking. All rewards are presented and redeemed online via Q-Net Internet Banking. With one quick log in, Members can view merchant offers, and select which reward offer they want! No enrollment necessary.

*In accordance with QCU underwriting guidelines.

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QCU offers financial products and services to individuals who live or work in Norfolk and Plymouth Counties and Dorchester, as well as their families. A $5.00 Primary Share Account is required for Membership. Quincy Credit Union NMLS ID # 407326. Quincy Credit Union ABA Routing and Transit Number: 211385297.
NCUAco-ophudMSIC Brochure


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