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VISA Classic Credit Card*


  • Earn up to 1% Annual Rebate on purchases. Rewards are automatic - no need to enroll. Each month, view your statement to track your rewards. The more you use your card, the greater the rewards. Annual rebate rewards electronically disbursed to Primary Share Savings Account in December. (All dividends/reward amounts subject to IRS regulations)
  • Money Saving discounts at VISA Card Discounts
  • Up to $15,000 credit limit for qualified applicants
  • Minimum monthly payment amount 2% of balance (principal and interest)
  • 1% interest rate discount with auto payment
  • Low Rate APR ( See Rates)
  • E-statements available
  • Online Access via Q-Net Internet Banking
  • Most loans can be processed within 24 hours with fast, personal and confidential service
  • Please see Restricted Use Statement below

*In accordance with QCU underwriting guidelines. Rate, term and approval amount based on credit worthiness. Speak to a Loan Representative for more information including fees associated with this account. 

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                               Online Loan Center


Credit Cards

Everfi Credit Cards Module


Using Credit Wisely

Everfi Using Credit Wisely Module




Instant notification every time your VISA Classic Credit Card is used.

  • Receive instant account notifications
  • Lost or stolen card? Use the CardValet App to turn your card off
  • View transactions
  • Control your credit card from your mobile phone app
  • Download for free for iPhone in the Apple App Store or Android devices in the Google Play Store

Quincy Credit Union is not responsible for text or data charges you incur from your wireless provider while using CardValet or other Mobile Apps. CardValet requires a QCU VISA Classic Credit Card account. CardValet is a registered trademark of Fiserv, Inc. or its affiliates. VISA is a registered trademark of VISA International. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.

Members Traveling  

VISA Credit Card Restricted Use Statement

For our Members protection against identity theft and fraud, QCU credit card use is restricted in select countries outside the U.S. Please contact the credit union at (617) 479-5558 prior to travel to ensure card access while away, or if you require assistance. Please note, it is illegal to use  your QCU credit card for the purposes of internet gambling.

Lost or Stolen Card Toll Free Number: 1-800-472-3272




Membership eligibility requirements apply. Quincy Credit union is pleased to offer financial products and services to people who live or work in Norfolk, Plymouth counties and Dorchester. A $5.00 Primary Share Account is required for Membership. Click here for additional membership information. 



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QCU offers financial products and services to individuals who live or work in Norfolk and Plymouth Counties and Dorchester, as well as their families. A $5.00 Primary Share Account is required for Membership. Quincy Credit Union NMLS ID # 407326. Quincy Credit Union ABA Routing and Transit Number: 211385297.
NCUAco-ophudMSIC Brochure


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