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DeposZipTM  from QCU



Enjoy the convenience of using your home computer scanner or mobile device to deposit checks online with DeposZip from QCU.



DeposZip Requirements

In order to be eligible to use DeposZip, a Member must meet the following requirements:

  • Member must have a QCU account for at least 30 days.
  • Member must be at least 16 years old.
  • Must be enrolled in Q-Net Internet Banking and/or Mobile App User.
  • Member in good standing.

Registering for DeposZip within Q-Net Internet Banking

  1. Log into QCU Internet Banking and select "E-Services" tab
  2. Click on "Make a Deposit", which will bring you to our Trusted Partners page
  3. Click "DeposZip" link
  4. If multiple accounts are present, please select one from the drop-down menu then click "Enter"
  5. Read the DeposZip Remote/Mobile Deposit Capture Services Disclosure and Agreement

Once you apply for DeposZip, you will receive a response concerning your enrollment via e-mail within 1 business day. Once you receive the approval e-mail, you may begin using DeposZip. We recommend reviewing the online tutorial or HELP section within DeposZip before getting started.



Check Deposits via PC and Scanner

  1. Log into Q-Net Internet Banking and select "E-Services" tab, click on "Make a Deposit". Click "DeposZip" Link


  2. If multiple accounts are present, please select one from the drop-down menu then click "Enter"
  3. Endorse the back of the check(s) as follows:
    • The words "For Deposit Only"
    • The words "Via DeposZip on (today's date) mm/dd/yyyy"
    • Payee's Signature
  4. Select your scanner (the first time you will be prompted to install an ActiveX or Javacontrol, you will only need to do this once)
  5. Enter the total dollar amount of your checks
  6. Scan the front and back of your check(s)
  7. Review and submit your deposit

Check Deposits via Mobile Phones (DeposZip App)

Two important steps necessary for using the DeposZip App:
If you already have the QCU Mobile App, you’ll need to update the most recent version to include DeposZip Mobile. If you do not have the QCU Mobile App, you can download it from either the Apple i-Store, or Google Play depending on your device. Register for the DeposZip service by submitting registration through QCU Mobile App or through QCU's Internet Banking site (Directions above). Once these above two steps are completed:
1. Log into QCU Mobile App from your mobile device. -
2. Tap “Deposit Checks”
3. Endorse the back of the checks as follows:
o “For Mobile Deposit”
o  Payee’s Signature
4. Tap “Get Started” – Follow the steps via the DeposZip Mobile App to complete the remote deposit process.

DeposZip deposits made before 3:30 PM EST on a business day the Credit Union is open will be considered deposited that day. Deposits made after 3:30 PM EST the day the Credit Union is not open will be considered deposited on the next business day we are open.

The availability of deposits made using this service will be available for withdrawal as set forth in the "Your Ability to Withdraw Funds" section of the Deposit Account Disclosure.

Deposit Limits

DeposZip Deposits  are limited to the following amounts:

  • Per Check Limit: $2,500
  • Per Day Daily Limit:  $2,500
  • Rolling 30 Day Deposit Limit: $20,000

Minimum System Requirements

To use DeposZip, you'll need:

  • Windows XP with Internet Explorer 7+, or Vista with Internet Explorer 7+
  • Windows XP or Vista, with Firefox 2+
  • Mac OS X 10.6 with Safari 3+ * Safari on Mac OS X v10.6+ must be run in 32-bit mode
  • Mac OS X 10.6 with Firefox 2+
  • Windows 7 or higher
  • High-speed internet connection
  • Document Scanner or All-In-One Printer/Scanner (Refer to DeposZip Help Section for more details)

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QCU offers financial products and services to individuals who live or work in Norfolk and Plymouth Counties and Dorchester, as well as their families. A $5.00 Primary Share Account is required for Membership. Quincy Credit Union NMLS ID # 407326. Quincy Credit Union ABA Routing and Transit Number: 211385297.
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