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Youth Services

Take a Smart First Step on the Path to Financial Independence!

Student Advantage

Designed for students ages 15-25*. Learn about budgeting, smart saving habits and handling credit wisely. Student Advantage Products and Services will grow with younger Members, guiding them through the various stages of their financial careers.

  • Student Advantage Primary Share Savings Account
  • Student Advantage Totally Free Checking Account and VISA® Debit Card with unlimited ATM usage**
  • Student Advantage VISA® Credit Card-low interest, manageable credit limits and annual cash rewards!
  • Mobile Banking and SMS Text Banking
  • Annual College Scholarship
  • Free "Guide to Money" Resource Booklet

*At age 26, Student Advantage Totally Free Checking Account will be converted to a Totally Free Checking Account. At which time, ATM fees of $1.00 each will be assessed for foreign ATM transactions over 8 per month.

**When you use an ATM not owned by QCU, you may be charged a fee by the ATM owner or network. Please look for a MoneyPass ATM.

Click here for MoneyPass ATM Locations.    


Access to The Elements of Money™ — a new program that combines the financial products and services teens need, with real-world educational resources. QCU Student Advantage members will learn to navigate through the world of personal finance, as well as learn valuable lessons in saving money. Here’s what QCU's Elements of Money offers:

Educational Resources

  • Interactive website just for teens
  • Online financial articles, podcasts, blog, and videos
  • Quarterly teen newsletter
  • “Tweet for College” Scholarship

Click here to visit QCU Elements of Money website.


First-time Auto Buyers Program

Driving your parents crazy about a new car? Show them you're ready for the responsibility with a First-time Auto Buyers Loan from QCU, designed for Members ages 18-21.

  • Prepare for the financial road ahead by participating in an online tutorial, "Drive Away Happy" Receive a special gift for completed tutorials
  • Learn how Credit Scores and Credit History impact lending decisions and can mean a better interest rate
  • Financing can be arranged through QCU's Loan Department**
  • Parents and Students receive personal assistance throughout the application process
  • Peace of mind for parents knowing their child is well informed about the financial obligations that come with owning their first car

**Subject to QCU's underwriting standards



Quincy Credit Union 100 Quincy Avenue Quincy, MA 02169 Email Phone: (617) 479-5558 Fax: (617) 479-1209
519 Columbian Street Weymouth, MA 02190 Email Phone: (781) 340-7117 Fax: (781) 340-7199 Toll Free: (866) 479-5558

QCU offers financial products and services to individuals who live or work in Norfolk and Plymouth Counties and Dorchester, as well as their families. A $5.00 Primary Share Account is required for Membership. Quincy Credit Union NMLS ID # 407326.
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