MONEY FOR WHAT MATTERS
Flexible personal loans for life’s big moments.
Why Choose a QCU Personal Loan?
Competitive rates. Simple terms. Less stress.
Flexible Terms
Choose a repayment schedule that fits your budget and lifestyle, with options built around you.
Fast Decisions
Apply online in minutes and hear back quickly—so you can move forward with confidence.
No Collateral Needed
Enjoy peace of mind with an unsecured option—get funds without putting your assets on the line.
Common Uses for a Personal Loan
Click a tab to explore how a QCU Personal Loan can work for you.
Debt Consolidation
Combine your high-interest payments into one easy monthly bill, often with a lower rate. You’ll simplify your finances, reduce stress, and free up room in your budget for what matters most.
Home Repairs
From leaky roofs to last-minute fixes, a QCU Personal Loan helps you handle home repairs without draining your savings. Get the funds you need quickly and keep your home comfortable, safe, and ready for whatever comes next.
Medical Bills
Unexpected medical expenses can be stressful — but paying for them doesn’t have to be. Use a Personal Loan to cover out-of-pocket costs, insurance gaps, or treatment expenses, so you can focus on recovery instead of worrying about bills.
Special Events
Life’s milestones deserve to be celebrated. Whether it’s a wedding, a growing family, or another big moment, a QCU Personal Loan can help cover the costs, giving you peace of mind while you make memories that last.
Travel
From family vacations to once-in-a-lifetime adventures, a QCU Personal Loan lets you cover travel costs upfront while paying it off in manageable monthly payments — so you can enjoy the journey without the financial stress.
What You’ll Need to Apply
Choose the path that fits you best—already a member or joining now.
- Government-issued ID (Driver’s License, ID, or Passport)
- Income / employment details
- Loan amount and purpose
- Optional: co-applicant information
- SSN or ITIN
- Government-issued ID (Driver’s License, ID, or Passport)
- Joint owner info if someone will be on your accounts
- Funding info: routing & account (ACH) or debit/credit card
- For loans: income & employment details
*APR = Annual Percentage Rate. Your actual rate may be different than the rate listed and will be based on your creditworthiness, loan amount, and term. Rates and terms are subject to change without notice. All loans are subject to credit approval. Membership with a $5.00 Primary Share Account is required.