New & Used Auto Loans
Buy new or refinance your car from just 3.99% APR*!
Apply Today
SLASH YOUR CAR LOAN RATE
Refi or buy at this very low rate – 3.99% APR* for 36 months.
3 reasons to choose a QCU auto loan:
Low monthly payments
Quick & easy application
Apply online or in branch
Find the right loan for you
New & Used Auto Loans
We offer financing for both new and used motorcycles and cars. With flexible terms and convenient payment options designed for you, it’s time to make your dream ride a reality!
Refinance
If you love your car, but not your car loan, see if refinancing makes sense for your budget. Refinancing can help you save money or pay off your auto loan sooner.
Auto Loan Insurance
Learn more about our GAP (Guaranteed Asset Protection) Insurance, an optional debt protection designed to safeguard your new/existing loan(s).
Auto Loan Rates
Used Auto Loans
| Term | APR with Auto Pay As Low As* | Payment per $1,000 |
| Up to 36 months | 3.99% | 29.53 |
| 37 - 48 months | 4.24% | 22.69 |
| 49 - 72 months | 4.49% | 15.88 |
New Auto Loans
| Term | APR with Auto Pay As Low As* | Payment per $1,000 |
| Up to 36 months | 3.99% | 29.53 |
| 37 - 48 months | 4.24% | 22.69 |
| 49 - 72 months | 4.49% | 15.88 |
| 73 - 84 months | 4.74% | 14.02 |
Recreational Vehicles
| Term | APR with Auto Pay As Low As* | Payment per $1,000 |
| Up to 120 months | 7.74% | 12.00 |
Curious what your payment might look like?
Try our auto loan calculator to see what fits your budget.
Let’s get you on the road
Apply for your auto loan in minutes. Whether you’re buying or refinancing, we’ll help you find a payment that works for your budget.
Not a member yet? You can join in minutes as part of your application. Get a 0.25% rate discount when you enroll in automatic payments from a QCU checking account.
*APR – Annual Percentage Rate. Rate is subject to change and based on creditworthiness. Actual APR, approved loan amount, and loan term vary based on vehicle age, loan-to-value ratio, and other factors. Not all applicants will qualify for the lowest rate. A 0.25% Auto Pay Discount is available when you enroll in automatic payments from a qualified Quincy Credit Union checking account. This offer may be modified or discontinued at any time without notice. Membership eligibility required; a $5 Savings Account must be maintained. Additional restrictions and conditions may apply. QCU financing available for model year 2016-2026.