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QCU mortgages & refis as low as 5.99%*!
Why Choose QCU for your Home Mortgage or Refi?
Apply for a Mortgage
Apply to Refi
Fast & Easy Prequalification
Get started on your house-hunting
Personalized Service
Our mortgage experts guide you every step of the way
Low Rates & Flexible Terms
Find a mortgage that fits your budget
Apply Your Way
Apply online or stop into any of our branches
QCU’s Mortgage Roadmap**
Prequalification is fast and easy
We can help you figure out how much you can afford
Get Pre-Qualified Today
Make an Offer
With a prequalification letter in hand, it will make your offer stronger
Sign a Purchase and Sale Agreement
Make sure you have an attorney review your contract before signing
Clear to Close
We are ready to close on this transaction
Closing
You will sign the final paperwork and receive your keys to your new home
Move In
Congratulations! Welcome to your new home
**QCU roadmap is only meant to give you a brief high-level overview of the mortgage process.
QCU’s new Director of Real Estate
Terry Connor,
and her experienced team, are here to help guide you through the mortgage process.
*The advertised 5.99% is for a 30-year fixed-rate refinance or mortgage and assumes a loan amount of $500,000, a loan-to-value (LTV) ratio of 80%, a credit score of 620 or higher, and either an owner-occupied or second home residence. APR = Annual Percentage Rate. Rates and terms are subject to change without notice and may vary based on creditworthiness, loan amount, property type, occupancy, and other factors. All loans are subject to credit approval and property appraisal. A $5.00 Primary Share Account is required for membership. Closing costs, taxes, and insurance may apply. Additional restrictions and conditions apply. NMLS ID #407326.