PRIMARY SHARE SAVINGS
The first step to becoming a QCU member.
The Account That Connects You to QCU
A Primary Share Savings Account establishes your Quincy Credit Union membership and connects you to everything QCU has to offer.
Membership Starts Here
A $5 deposit establishes your membership and ownership in Quincy Credit Union.
Access to Low Rates
Unlock competitive rates on auto loans, credit cards, mortgages, home equity options, and more.
Banking & Savings Options
Access to checking, CDs, Money Market Accounts, and other tools to help you manage your money.
Membership Made Simple
- Open with just a $5 deposit
- Federally insured by NCUA
- Access Online & Mobile Banking
- Friendly local support
- Apply online or in branch
What You’ll Need to Open an Account
- Government-issued photo ID
- Social Security Number or ITIN
- Minimum $5 opening deposit
- Joint owner information (if applicable)
Under 18? A parent or legal guardian must accompany you to a branch to open an account.
Frequently Asked Questions
What is a Primary Share Savings Account?
A Primary Share Savings Account establishes your Quincy Credit Union membership and represents your ownership share in the credit union.
Not sure what terms like “Primary Share,” “APY,” or “Money Market” mean? Explore our Money 101 page for plain-language explanations of common banking and financial terms.
Why do I need a Primary Share Savings Account?
A Primary Share Savings Account establishes your membership and gives you access to the products and services available through Quincy Credit Union.
How much money do I need to open a Primary Share Savings Account?
A minimum $5 opening deposit is required to establish membership at Quincy Credit Union.
Who can become a member of Quincy Credit Union?
You may be eligible to join Quincy Credit Union if you live or work in Norfolk County, Plymouth County, or Dorchester, have a family member who is already a member, or know someone who banks with QCU.
For complete eligibility details and additional ways to qualify for membership, visit our Join Us page.
Is a Primary Share Savings Account the same as a regular savings account?
Yes, a Primary Share Savings Account functions like a savings account, but it also establishes your ownership share and membership in the credit union.
Ready to Become a Member?
Open a Primary Share Savings Account with a $5 deposit and start your QCU membership today.