Let’s be honest, big banks can feel like a complex maze designed to confuse, frustrate, and nickel-and-dime you. From hidden fees that pop up at the last minute, impersonal service with as much interest in you as a machine has, and the firm focus on profits over people, choosing a traditional bank as your financial partner can leave you feeling as if you’re playing a rigged game.

The good news is that it doesn’t have to be this way for you. If you choose to ditch the banks, and join a trusted credit union, you’ll be joining thousands of other young adults who have realized just how achievable financial freedom is when you partner with a financial partner that has your interests – and not just interest rates in mind. 

Why Choose a Credit Union Over a Bank?

Credit unions can be thought of as the antithesis of a major bank. Where banks’ bottom-line is investor interest growth, credit unions are member-owned cooperatives. 

Quincy Credit Union (QCU) is a not-for-profit organization with the goal of empowering its members to achieve financial success. QCU is not beholden to any external shareholders whose only interest is increasing the money in their pockets. Instead, the focus is on providing superior financial services, products, and education to our valued members.

How QCU (Literally) Breaks the Bank

Wanting to have a trusted financial partner should not break the bank. Too often, banks prey on their customers, charging high fees and applying hidden costs to activities that should not have roadblocks placed in front of them. QCU works tirelessly to remove roadblocks that prevent our members from hitting their financial goals. 

Competitive Fees

When you bank with QCU, you can call monthly maintenance fees a thing of the past. Being charged for simply having an account is not something that falls in line with what we like to call the Credit Union Difference. QCU offers free checking with all the features you’ll find at other financial institutions. We believe that your hard-earned money should work for you in the way you want, and not end up lining the pockets of shareholders.

Lower Loan Rates

Looking for the car of your dreams? Whether you’re planning a summer filled with festivals, or to finally take that cross-country road trip, QCU’s highly competitive loan rates will get you there. We don’t believe in predatory lending practices; we believe in transparent, fair loan options designed to help members fulfill their dreams without sacrificing their financial security.

Exceptional Member Service

At Quincy Credit Union, you are more than just another number. Our experienced, friendly, and knowledgeable staff members are here to answer any questions, guide you through any processes you’re unfamiliar with, and provide personalized financial advice. Show me a bank that can say that!

Choose the Next Generation of Banking

The traditional banking model is outdated. Credit unions, like Quincy Credit Union, are built on the principles of cooperation and community. We believe in financial inclusion and empowering our younger members to take control of their financial lives. 

Our wealth of educational resources can help teach younger members everything they need to know about the basics of budgeting, responsible credit card use, investing strategies, and everything in between. We break down complex topics and explain them in easy-to-understand language so that our members can manage their money with confidence.

Beyond Banking: Your Local Partner in Success

It should be clear by now that QCU is more than just a place to keep your money safe. QCU is a proud member of the Quincy community. When you join, you’ll become used to seeing us sponsoring local events, partnering with charities, and working hard to make Quincy a better place. Choosing QCU means choosing a partner that shares your values, and dedicates time and effort to giving you what you’re looking for in a financial partner.

It’s Time to Ditch the Big Banks and Take Control of your Finances

Choosing QCU couldn’t be any easier. Whether you visit a branch or apply online, the application process is quick and easy, and our welcoming staff members are ready and waiting to answer your questions.

Why settle for a bank that sees you as a dollar sign? Choose to bank where you’re valued. Join Quincy Credit Union today and unlock a world of financial possibilities.