2024 is flying by and with Presidents’ Day in the rearview mirror, now is the best time to think about getting your hands on your dream car before the adventures of spring and summer begin. Whether you’re planning trips with a car full of kids, or looking forward to a long-planned road trip with old friends, you’re going to want to choose a financial provider with much lower rates than competitors, and that’s what makes Quincy Credit Union the place to turn to when it comes to financing your next vehicle.

At Quincy Credit Union, we understand that not everyone’s dream car looks the same. What’s more, we know that not everyone’s dream car costs the same, and that’s why we offer a full range of auto loans that will satisfy everyone’s unique needs. Whether you are looking for a brand-new car or a used vehicle, Quincy Credit Union has got you covered.

Lower Interest Rates

If you’re familiar with Quincy Credit Union, you will know that we choose our products and services with our members in mind. We pride ourselves on providing our members with some of the best auto loan rates around, and this is available for both new and pre-owned cars. We strive to drive down the overall costs that our members pay to own their own vehicles.

Flexible Loan Terms

What use is an affordable car if you can’t afford the strict payment terms? Not much use. But when you finance your vehicles with Quincy Credit Union, strict loan terms are not something you need to be concerned about. We know everyone has unique financial circumstances, and we are dedicated to offering members flexibility when it comes to financing their vehicles. Some people will want a shorter-term loan with higher monthly payments, while a longer term with lower monthly payments will suit others. We’re not here to judge, we’re here to provide our members with options that suit their individual needs.

Personalized Service

As a member-owned and operated financial institution, Quincy Credit Union understands the importance of tailored financial services, and one standout feature you’ll find at any QCU branch is our personalized service. Our staff is well-versed in financial services and our lending team knows how to provide each member with the time, attention, and support they need throughout their auto loan application process. We believe that this personalized approach builds trust and transparency, and reinforces the cooperative spirit on which credit unions are built. But don’t take our word for it, hear directly from our members what they’ve had to say about Quincy Credit Union’s services. While you’re there, be sure to check out our guide on selecting and buying a car.

Quick and Efficient Application Process

Deciding to take on an auto loan is not always an easy decision, so we want to make our side of the endeavor as straightforward as possible for our valued members. We have streamlined our application process and made auto loan applications a piece of cake for members. Our website walks applicants through the entire process, and our customer support team is always available to provide speedy responses to any doubts or queries that may arise. We believe in minimizing delays and allowing applicants to move forward with their vehicle purchases quickly, and that’s why we’ve made our application process as efficient as possible.

Take the Drive of your Dreams with QCU Auto Loans

Quincy Credit Union’s auto loan options are a reflection of the credit union’s commitment to its members. From the competitive auto loan rates and flexible payment terms to the additional benefits and speedy application process, the entire experience of taking out an auto loan with Quincy Credit Union has been designed with the user experience in mind. Our members know how much time and effort we put into offering them top quality financial services, and if you’re not already a member, what are you waiting for?

Become a Quincy Credit Union member today and you’ll find the best auto loan right here.